Wassiyyah Terms, Disclaimer & Privacy policy

Updated: Oct 31


INTRODUCTION

ELIGIBILITY

TERMS

COPYRIGHTS

DISCLAIMER

PRIVACY POLICY

THIRD-PARTY LIABILITY

CHILDREN POLICY

EVENTS & PROGRAMS

ABANDONED CART

TERMINATION

CHANGES



Last updated: Oct 31, 2022



Wassiyyah.com islamic estate planning



 

INTRODUCTION

These Terms and Conditions ("Terms", "Terms and Conditions") govern your relationship with https://www.wassiyyah.com website (the "Service") operated by WASSIYYAH.com ("us", "we", or "our").

Please read these Terms and Conditions carefully before using the Service.

Following Terms and Conditions are applicable to WASSIYYAH.com and WASIYYAT.com are the entities are part of WASSIYYAH.com.

Your access to and use of the Service is based on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service including but not limited to information, content, calculators, comparators, optimizers, equations, suggestions or any text on our website.

By accessing or using the Service you agree to be bound by these Terms and accept all legal consequences. If you do not agree to these terms and conditions, in whole or in part, please do not use the Service.


In order to use the Website, you need the equipment necessary to connect to the World Wide Web, and the connection necessary to access the WWW. You are responsible for any fees associated with such connection or access (such as those charged by an Internet Service Provider (ISP) or other online services). You will also need an appropriate computer, related equipment, and software (your "Computer") to use the Web site. You are responsible for installing, maintaining, and operating your Computer. The WASSIYYAH.com is not responsible for any problems caused by your Computer, including any virus or related problems associated with your use of the Website on your Computer.



 

ELIGIBILITY


You cannot use WASSIYYAH.COM

  1. If you are an individual or a business owner or corporation who is aim is to learn and gain the commercial benefits from WASSIYYAH.COM.

  2. If you are an individual who is mentally incapable as prescribed in the Jurisdictions laws where the estate plan is being created.

  3. If you are an individual who is not married Islamically and/or not registered as a legal marriage but living with a partner in common law or other related term relationships.

  4. If you are an individual, who is separated from their spouse and not living together irrespective of having children or not.

  5. If you are an individual with medium to large business or corporation assets worth approximately half a million US dollars approximately.

  6. If you are an individual who owns assets that may have huge tax implications from an estate planning of view.

  7. If you are an individual who lives in non-Muslim-dominated countries and has approximately a million assets worth approximately half a million US dollars.

  8. If you are an individual with situations that may trigger big conflicts within inheritors.

  9. If you are an individual, who is involved in illegal activities.

  10. If you are an individual man who has more than one spouse.

  11. If you are an individual with estates under litigation or lawsuits or may turn into a court matter with any person who may be the beneficiary of your inheritance.


You can use WASSIYYAH.COM

  1. If you are an individual adult with a sound mind, who is Muslim professing Islamic faith.

  2. If you are an individual who is legally and Islamically married, Survival spouse with children, Survival Spouse or a Bachelor.

  3. If you are an individual, a worker, or a Single business owner with no business partner.

  4. If you are an individual who has clean legal records.

  5. If you are an individual who has small business assets in your residence country.

  6. If you are an individual who has assets in one or more of the Muslim majority countries.

  7. If you are an individual who has assets in Muslim minority countries but does not have substantial assets worth more than half a million US dollars approximately.

  8. If you are an individual who has assets in countries where Muslims are a minority. However, the Shariah law is legally applicable.

  9. If you are an individual with a computer or Mac with internet connections and reasonably skilled in using Microsoft word.

  10. You read our disclaimer, and if you agree with the terms and conditions of Wassiyyah.com will be eligible to create estate plans on our websites.


WASSIYYAH.COM is not responsible if you fail to follow your parts as below.

  1. Your part is to decide on creating the estate plan by agreeing to the Terms, Conditions, and Privacy policy of Wassiyyah.com. Please do not use Wassiyyah.com if you disagree.

  2. Your part is to read through the user Wassiyyah Instructions provided with the estate plan and make a note of and follow everything to make your estate plan compliant.

  3. We provide you with an easy-to-use interface to download your estate plan in less than 5 minutes. Then after, creating an estate plan should not take more than an hour assuming, you have all the required information to fill in, including your and your family's legal names, addresses, and other contact information. Your executors, Trustees, Decision maker or agent, witnesses' legal names, and other contact information. Your part is to ensure that you fill out the correct information in the appropriate field of your estate plan.

  4. Your part is to decide the type of estate plan suitable for your situation, such as Marital status (i.e., Islamically and Legally valid marriage), whether children are alive or not, types of assets, sizes of assets, and locations of assets.

  5. Your part is to decide on which types of estate plans you should create. For example, Single vs. Multi-Jurisdictional Will, Single vs. Family Trust, etc.

  6. Your part is to decide on the charity portion for your Will or Trust. You can make charity or testamentary bequest one third or less. Depending on asset types, sizes, and locations, there may be tax consequences, in one or more countries. So it is your Part to decide how much bequests (i.e. one-third or less or no Bequest) are you intend to make Part of your Will or Trust.

  7. You can create an estate plan in English through Wassiyyah. However, Your part is to decide the estate plan language suitable for you, your family, and your inheritors based on your geographical locations.

  8. Most estate plans do not require registration unless you choose to do it voluntarily. However, the registration requirements may differ from one country or jurisdiction to another. Irrespective of the case, You must register your Will if you are creating International Will.

  9. Your part is to follow the legal requirements of signing your estate plan provided in the Instruction guide by Wassiyyah.

  10. Wassiyyah is not a legal firm, not an accounting firm, and not a tax specialist firm. Your part is to consult appropriate firm(s) to save your estates from tax consequences. The taxes may be any but not limited to estate tax, wealth tax, inheritance tax, property tax, capital gain tax, or any other. Wassiyyah is not responsible for any financial loss you may face due to using our service. Do not use our service if you disagree with our terms.


 

TERMS


Purchases


If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment methods (s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.

By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of Purchases.

We reserve the right to refuse or cancel your order at any time for certain reasons including but not limited to product or service availability, errors in the description or price of the product or service, error in your order or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected. We will not be held responsible or liable for any failure for the Purchase to complete, or any resulting loss or damages to you.

Availability, Errors, and Inaccuracies


In order to provide exceptional service and accuracy, we regularly update the products and services on the Service.

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Despite our best efforts, the products or services available on our Service may have an error regarding the price, be inaccurately described, or be unavailable.

We may experience delays in updating information on the Service and in our advertising on other websites.

Contests, Sweepstakes, and Promotions


Any contests, sweepstakes or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

Promotions may be available for a limited time.

Accounts


When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.


 

COPYRIGHTS


The Service and all contents, including but not limited to data, database, text, information, suggestions, recommendations, images, graphics or code are the property of WASSIYYAH.com and are protected by copyright, trademarks, service marks, patents, or other intellectual property rights and local and international laws. You may display and copy, download or print portions of the material from the different areas of the Service only for your own non-commercial use, or to place an order with WASSIYYAH.com. Any other use is strictly prohibited and may violate copyright, trademark and other laws. These Terms do not grant you a license to use any trademark of WASSIYYAH.com or its affiliates. You further agree not to use, change or delete any proprietary notices from materials downloaded from the Service.

You may not copy, duplicate, reproduce, (except as stated below), publish, distribute, create derivative works of, modify, adapt, translate, rent, sublicense, assign, loan, sell, transfer, network, display, transmit, compile or collect in a database, or in any manner commercially exploit any part of the WASSIYYAH.com or the Web Site Content. You may not decompile, reverse engineer, disassemble, the content and software including HTML, CSS, JavaScript, codes or logic or otherwise reduce the WASSIYYAH.com to a human-perceivable form. You must abide by all copyright notices, information, or restrictions contained in or attached to any Web Site Content.

You agree to keep the estate plan document templates created on Wassiyyah.com to be confidential and must not share in any form with the Public, Website, or Media. You may share it with your family members and Executors or Trustees. If you want to have a cold eye review with Attorney or a Lawyer for your estate plan, take the hard copy of your estate planning document for security purposes to keep your personal information confidential and to respect and protect our copyright work.


 

DISCLAIMER


Indemnification


You agree to indemnify, defend and hold harmless WASSIYYAH.com, its principals, officers, directors, representatives, employees, contractors, licensors, licensees, suppliers, and agents, from and against any claims, losses, damages, losses, obligations, costs, actions or demands.

These include but are not limited to: (a) legal and accounting fees resulting from your use of the Service; (b) your breach of any of these Terms; (c) anything you post on or upload to the Service; and (d) any activity related to your account. This includes any negligent or illegal conduct by you, any person or entity accessing the Service using your account whether such access is obtained via fraudulent or illegal means.

Limitation Of Liability


WASSIYYAH.com, its directors, employees, partners, agents, suppliers, or affiliates, shall not be liable for any loss or damage, direct or indirect, incidental, special, consequential or punitive damages, including without limitation, economic loss, loss or damage to electronic media or data, goodwill, or other intangible losses, resulting from (i) your access to or use of the Service; (ii) your inability to access or use the Service; (iii) any conduct or content of any third-party on or related to the Service; (iiv) any content obtained from or through the Service; and (v) the unauthorized access to, use of or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other claim in law, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.



Disclaimer And Non-Waiver of Rights


WASSIYYAH.com makes no guarantees, representations or warranties of any kind as regards the website and associated technology. Any purportedly applicable warranties, terms, and conditions are excluded, to the fullest extent permitted by law. Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance, except as provided for under the laws of any province in Canada. In such cases, the provincial law shall apply to the extent necessary.

WASSIYYAH.com its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components, or d) the results of using the Service will meet your requirements.

If you breach any of these Terms and WASSIYYAH.com chooses not to immediately act, or chooses not to act at all, WASSIYYAH.com will still be entitled to all rights and remedies at any later date, or in any other situation, where you breach these Terms. WASSIYYAH.com does not waive any of its rights. WASSIYYAH.com shall not be responsible for any purported breach of these Terms caused by circumstances beyond its control. A person who is not a party to these Terms shall have no rights of enforcement.

WASSIYYAH.com offers Financial tools including Mortgage management tools, Auto Loan management tools, Credit management tools, tax management tools, estate management tools, Last wills & Testament tools for creating Family Wills, survival spouse with children Wills, Survival spouse Wills, bachelor’s Wills and Faith-based Wills and user, or member will use these tools with their own risk and responsibilities,

WASSIYYAH.com will not be liable for any kind of consequences, loss or damage. These tools must be used as a reference only. WASSIYYAH.com is not a law firm and cannot provide legal advice. All advice tips available on our website must be considered for reference only. We have done the due diligence to provide user accurate information, a liability of using our tools and advice tips remains with the user. however, You may not assign, sub-license or otherwise transfer any of your rights under these Terms.



Logos, Marks, and Texts use from third-party websites


All third-party trademarks (including texts, logos, and icons) referenced by WASSIYYAH.com remain the property of their respective third-party owners. Unless specifically identified as such, WASSIYYAH's use of third-party trademarks (including texts, logos, and icons) does not indicate any relationship, affiliation with, sponsorship, or endorsement between WASSIYYAH.com and the owners of these trademarks. All references by WASSIYYAH.com to third-party trademarks are to identify the corresponding third-party goods and/or services and are intended to constitute nominative fair use under applicable trademark laws.

Exclusions


As set out, above, some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you. Provincial laws of Canada may apply to certain products and service provided.

Governing Law


These Terms shall be governed by, and interpreted and enforced in accordance with, the laws in the Province of Alberta and the laws of Canada, as applicable.

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, then any remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements, oral or otherwise, regarding the Service.

Changes


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.

Unless you have elected not to receive communications from WASSIYYAH.com, The WASSIYYAH.com may, but shall be under no obligation to, contact you from time to time, including (but not limited to) by sending you e-mails which may include Updates (“Updates” refer to updates of the content change, Multimedia Help files, and Web Links data files).

WASSIYYAH.com is not obligated to provide Updates. From time to time, WASSIYYAH.com may be unable to provide Updates, and WASSIYYAH.com will not be responsible for not sending Updates to you at any time. You agree to the term that WASSIYYAH.com will send periodical emails on new updates or tools available on the website with its own discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.


 

PRIVACY POLICY

WASSIYYAH.com ("us", "we", or "our") operates the https://www.wassiyyah.com website (the "Service").

Following privacy policy is applicable to WASSIYYAH.com and WASIYYAT.com and all these entities are part of WASSIYYAH.com.

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.


We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://www.wassiyyah.com

Definitions


Service is the https://www.wassiyyah.com website operated by WASSIYYAH.com.

Personal Data Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Cookies are small pieces of data stored on your device (computer or mobile device).

Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.

For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.

Data Processors (or Service Providers) means any natural or legal person who processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process your data more effectively.

Data Subject (or User) is any living individual who is using our Service and is the subject of Personal Data.

Information Collection and Use


We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

We do not store any user personal information on our website except user email address while signing up for our website. While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally, identifiable information may include, but is not limited to:

  • Email address

  • First name and last name

  • Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us.

Usage Data

We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

  • Session Cookies. We use Session Cookies to operate our Service.

  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings. Security Cookies. We use Security Cookies for security purposes.

Use of Data

WASSIYYAH.com uses the collected data for various purposes:

  • To provide and maintain our Service.

  • To notify you about changes to our Service.

  • To allow you to participate in interactive features of our Service when you choose to do so.

  • To provide customer support.

  • To gather analysis or valuable information so that we can improve our Service.

  • To monitor the usage of our Service.

  • To detect, prevent and address technical issues.

  • To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)


If you are from the European Economic Area (EEA), WASSIYYAH.com legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

WASSIYYAH.com may process your Personal Data because:

  • We need to perform a contract with you.

  • You have given us permission to do so.

  • The processing is in our legitimate interests and it's not overridden by your rights.

  • For payment processing purposes.

  • To comply with the law.

Retention of Data


WASSIYYAH.com will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

WASSIYYAH.com will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Transfer of Data


Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside Canada and choose to provide information to us, please note that we transfer the data, including Personal Data, to Canada and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

WASSIYYAH.com will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure of Data


Legal Requirements WASSIYYAH.com may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation.

  • To protect and defend the rights or property of WASSIYYAH.com.

  • To prevent or investigate possible wrongdoing in connection with the Service.

  • To protect the personal safety of users of the Service or the public.

  • To protect against legal liability

Security of Data


The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

"Do Not Track" Signals


We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your